![](https://sls-fresco.momentum.co.za/files/images/car-and-home/55-plus_hero-1-1.jpg)
Momentum 55+
Car and home insurance for over 50s
With Momentum 55+, you can enjoy your lifestyle and be assured that your car, home, and personal belongings are protected. We believe that you should be rewarded for a high level of responsibility and a low level of risk that also includes the following:
- No excess on selected cover options.
- Free 24-hour emergency assistance.
- Earn up to 30% cashback on your paid premiums, every year even if you claim, when you register for our Safety Returns rewards program and activate our safety-related features, on the Momentum App. Available to car and home insurance policyholders, at no additional cost.
Car, home, and personal belongings insurance solutions for you
We know that as you get older, your lifestyle and needs change. It’s the same for your short-term insurance needs. At Momentum Insure, we offer you 3 solutions, each with premiums based on your individual needs so that you can choose the right amount of cover that best suits your lifestyle.
Insurance cover options for individuals 55 years and older
Momentum Select 55+
Momentum Priceless 55+
Momentum Envoy 55+
Want to know more?
For more information, download the brochure below.
Benefits and rewards
We don’t just keep your belongings safe; we help you feel secure knowing that your loved ones are protected and safe when life happens with these free features.
Optional extras
Personalise your cover by adding any of these optional benefits and rewards.
![A young couple standing in front of their home’s porch front happy about receiving 15% of their paid premiums back in cash for remaining claim-free for 4 consecutive years with Momentum Rewarder.](https://sls-fresco.momentum.co.za/files/images/car-and-home/benefits-and-rewards/momentum-rewarder.jpg)
Momentum Rewarder
Get 15% of your paid premiums back in cash for remaining claim-free for 4 consecutive years.
![A young female opening her bag to place her cell phone inside. Momentum Insure ha a specific cover for females that covers handbag loss or theft and its contents.](https://sls-fresco.momentum.co.za/files/images/car-and-home/benefits-and-rewards/female-benefits-and-rewards.jpg)
Female cover
Breast cancer cover and handbag cover for loss or theft of your handbag and its contents.
![A young woman using the HomeDrive facility through Momentum Insure while sitting in the back seat of the car while the driver takes her safely home.](https://sls-fresco.momentum.co.za/files/images/car-and-home/benefits-and-rewards/momentum-homedrive.jpg)
HomeDrive
Getting you and your car home safely when you’re unable to drive or when you just want a personal chauffer to get you around.
![A landscape image of a car parked to on the left hand side showing the river in the valley with the mountains on either side.](https://sls-fresco.momentum.co.za/files/images/car-and-home/benefits-and-rewards/momentum-explorer.jpg)
Momentum Explorer
Optional cover for vehicles, trailers, and watercraft when you're travelling to neighbouring countries.
Other insurance cover options
from
Momentum Insure
Personalise your cover by adding any of these optional benefits and rewards.
![](https://sls-fresco.momentum.co.za/files/images/car-and-home/select-2-1.jpg)
Momentum Select
Convenient and reliable car, buildings, home contents, and portable possessions cover with rewards, benefits, and innovative features to keep you safe.
![](https://sls-fresco.momentum.co.za/files/images/car-and-home/priceless-product.jpg)
Momentum Priceless
Comprehensive cover tailored to your individual needs with an added personal touch for that extra peace of mind when it comes to protecting the things that matter to you most.
![](https://sls-fresco.momentum.co.za/files/images/car-and-home/envoy-product.jpg)
Momentum Envoy
All the convenience, safety, benefits and rewards of comprehensive cover for car, home, and personal belongings for high-net-worth individuals who enjoy a personalised experience.
Contact Momentum Insure
To enhance your user experience on our site, read the website terms and conditions about our supported browsers.
2-minute questionnaire.